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What You Need to Know About Workers’ Compensation Benefits

You may be entitled to workers’ compensation benefits if you’re injured on the job. These benefits can include medical expenses, income replacement, and death benefits. Workers’ compensation is a state-regulated insurance program that provides these benefits to employees who are injured or become ill due to their job.
Not all injuries or illnesses are covered under workers’ compensation, however. To qualify for benefits, your injury or illness must have occurred while performing your job duties. Additionally, your employer must be covered by workers’ compensation insurance. If you’re unsure whether your employer is covered, you can check with your state workers’ compensation office.
There are different types of workers’ compensation benefits, each of which serves a different purpose. Read on to learn more about the benefits available under workers’ compensation.

Medical Benefits

Medical benefits under workers’ compensation will pay for all reasonable and necessary medical expenses related to your workplace injury or illness. This can include doctor’s visits, hospital stays, prescription medications, and rehabilitative therapies. In some cases, medical benefits may also cover the cost of travel to and from medical appointments.

Income Replacement Benefits

If your workplace injury or illness prevents you from being able to work, you may be eligible for income replacement benefits. These benefits can help replace a portion of your lost wages while you recover. The amount of income replacement benefits you receive will depend on your state laws and the severity of your injury or illness.

Death Benefits

If a workplace injury or illness results in death, surviving family members may be eligible for death benefits. These benefits can help cover funeral expenses as well as lost income. Eligibility for death benefits and the number of benefit payments will vary by state.
If you have been injured on the job, it is important to seek legal assistance to ensure that you receive the full compensation you are entitled to under the law. Vastola Legal is here to help you understand your rights and ensure that you receive the maximum benefits available under workers’ compensation law. Contact us today for more information about how we can help you with your workers’ compensation claim.

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